Paddy Power Acca Insurance

Accumulator bets have grown increasingly popular among players who are in love with football betting. As a result of the hype, accumulator insurance has also increased in demand. And though the insurances come in handy for football punters, it can also be used in other sports betting as well.

But what is an acca insurance offer? What is its benefit? Well, the acca insurance is designed to protect you from losses. In the event that one of the teams disappoint you, you can get part or all of your stake refunded.

The acca insurance helps you to save cash, especially if you are new to sports betting. It reduces the risk involved as you learn to place calculated bets.

If you place an accumulator bet, we advise having an acca insurance for your cash as well. Unfortunately, not all betting sites have this type of insurance. Luckily, Paddy power offers its own version that they’ve designed to mitigate losses.

How does the Paddy Power acca insurance work?

Paddy power’s acca insurance is solely aimed at their football fans. The acca insurance offers a much-needed refund in the form of a free bet to the bettors whose accumulators don’t pan through because of a single leg.

To have a firm grasp of how the acca insurance works, we shall go over everything it covers, how the refunds are paid and when. However, in summary their accumulator insurance offer applies to 4+ fold Win-Draw-Win multiples or 4+ fold Same Game Multiple bets in select football leagues and international competitions. Full details further below.

Acca Insurance Summary Terms: 18+. Applies to UK and top European leagues. Max free bet £10 per customer. Minimum odds per leg of 1/5. T&Cs apply.

Which sports and events are eligible?

This is the most logical starting point for a clear explanation of the acca insurance eligibility. As we’ve pointed out, Paddy powers’ acca insurance offer is designed for football accumulators. As such, it doesn’t apply to accumulator bets of other sports. But even in the football world, not all matches and events are covered. The accumulator bets have to be made from specific competitions to be eligible for insurance.

The competitions include;

  • English Premier League
  • FA Cup
  • Championship
  • League 1 & 2
  • Spanish La Liga
  • English Football League Cup
  • English Football League Trophy
  • French Ligue 1
  • German Bundesliga
  • Italian Serie A
  • Scottish league 1 & 2
  • Scottish Premiership
  • Scottish Championship
  • Scottish Cup
  • Scottish League Cup
  • Senior International matches
  • Champions League
  • Europa League

Which Types of Selections & Bets Qualify?

Now, just because your acca bet is from the above matches and events doesn’t mean that it qualifies automatically. The acca bet also has to include selections from the win-draw-win results market only. Anything else disqualifies your bet from the acca insurance.

Additionally, the accumulator bet has to have at least five selections. Each of the selections has to have a 1/5 odd or greater. Last but not least, only the pre-match selections are eligible. And even these have to be arranged in a straight accumulator format and not a permutation bet like the Lucky 15.

How and When is a Refund Paid?

If the accumulator bet meets all the above criteria we’ve just explained and fails because of a single losing leg, the bettor’s account will be credited with a free bet that equals the value of the stake capped at £10.

The free bet hits your account before 12pm the following day of the settled bet. It’s important to point out that the free bets have a 7-day expiry period. And if the free bet yields a win, the win will not include the returned stake.

Example in layman’s terms how acca insurance works on Paddy power

Let’s assume the fivefold acca is worth £10 and is placed on the Champions League. Assuming that the selections made are in the win-draw-win match result market, the accumulator bet qualifies for an acca insurance cover that will result in a £10 refund if 4 of the bets win and one loses.

The £10 free bet is credited the day after the fifth game is played and is valid for only seven days. If the free bet you wins, the results will be given in the form of real money but will be less the initial £10 stake you had placed. If you placed a £20 wager, you would only received a maximum of £10 free bet refund.

Not yet joined Paddy power?

If you haven’t, what are you waiting for? The signup process will only take a few minutes. And the best part is that they have a signup offer which is so transparent, we love it. If your first bet loses, they will refund your bet up to £10 in CASH. No free bet or crazy wagering requirement. 

To qualify for this new account offer, the deposit has to be made through Neteller or Skrill.

Paddy Power UK/IRE New Account Offer Summary Terms & Conditions: NEW CUSTOMERS ONLY. Promo code YSKA00. Place your FIRST sports bet and if it loses we will refund your stake in cash, up to £/€10. Only deposits made using cards or PayPal qualify. T&Cs apply.

Paddy power Accumulator Insurance: Terms & Conditions

Who can take part?

  • The promotion is available for new and existing customers with registered Paddy Power accounts, aged 18 or over

 How and when can I qualify?

  • Applies to 4+ fold Win-Draw-Win multiples or 4+ fold Same Game Multiple bets on English Premier League, Championship, League 1 & 2, FA Cup, EFL Cup, EFL Trophy, Spanish La Liga, German Bundesliga, Italian Serie A, French Ligue 1, Scottish Premiership, Scottish Championship, Scottish league 1 & 2, Scottish Cup, Scottish League Cup,League of Ireland Premier Division,League of Ireland First Division Champions League, Europa League and Senior International matches (exclusive to international friendlies, Nations League, Euro and World Cup Qualifiers, does not apply to U18, U19 or U21 matches)
  • Applies to bet placed before June 30th

What can I win?

  • If one leg of your 4+ fold Win-Draw-Win ACCA or 4+ Fold Same Game Multiple bets on the UK and top European leagues lets you down, we’ll give you your money back as a free bet
  • Max free bet £10 per customer per day, referring to the day the qualifying bet is settled
  • Free bet will be available to use on football for seven days from when it is credited
  • Free bet stake not included in any subsequent winnings

When will I get my prize?

  • Free bets will be credited by 12pm the following day

What else do I need to know?

  • Applies to pre-match accumulators and Same Game Multi bets only
  • If any of the matches selected as part of your qualifying accumulator bet are postponed or abandoned, leaving you with less than four matches or legs, you will not be eligible for a refund in that accumulator bet
  • Minimum odds per leg of 1/5
  • Bets that are cashed out do not qualify for the free bet refund
  • Bets with the same selections and number of legs as the first qualifying bet will not count towards this offer
  • Applies to all Online, Mobile, Phone and Text bets
  • Offer does not apply to bets placed in retail shops
  • Bets placed with free bets will not qualify for the offer
  • Permutation bets do not count towards the offer. Only bets placed on single line qualify

Other boring, but essential stuff

  • Paddy Power reserves the right, at its discretion, to exclude certain customers from this promotion and to change the terms or availability of this offer at any time
  • Paddy Power football rules apply
  • If any term of the Offer is breached, or if there is evidence that a customer is abusing the Offer or using the Offer to guarantee profits regardless of the outcome (whether individually or as part of a group), Paddy Power reserves the right, in its absolute discretion, to reclaim the bonus element of such offer and/or void the Offer and any bet funded by the Offer and/or take any other action it deems necessary.
  • The full terms and conditions of Paddy also apply to this offer

3 Reasons to use Paddy power acca insurance

  • It covers a wide range of football markets and events
  • The insurance matches your bet in case of a loss
  • The bet lasts for seven days. This enough time to use the free bet

Any reason why not to use Paddy power or acca insurance

If the free bet wins, you don’t get the initial stake as well. This is rather unfortunate. But given that it’s a second chance, you shouldn’t worry too much over it.

Final Verdict

Overall, Paddy power’s accumulator insurance comes in handy even though it only covers football competitions. Over time, you’ll learn how to use it to its full potential and your advantage.


Paddy Power UK/IRE New Account Offer Summary Terms & Conditions: NEW CUSTOMERS ONLY. Promo code YSKA00. Place your FIRST sports bet and if it loses we will refund your stake in cash, up to £/€10. Only deposits made using cards or PayPal qualify. T&Cs apply.